When the holidays roll around, starting with Thanksgiving in late November, we often hear people say that we need to be thankful.

Indeed, with the economy sinking more each day, hundreds of thousands of Americans out of work, and many more on the cusp of losing their jobs and homes, it is even more critical now than ever to find some silver lining, as well as to look ahead.

But as we express thanks for the people and things that matter most to us, I suggest we take a few additional steps and strive to make personal improvements in our own character that will serve us well into the year and life.

• Show more gratitude to the people who have been there for you, not just during the year, but in your life. You know how financial analysts say that if you cannot pay a bill completely – at least send some money and show good faith? Well, the same is true with relationships. No one is expecting you to give back everything they have done for you in one swoop. Sending flowers, a card, or making a simple phone call every once in a while can go a long way to letting people know that you care.
• Be polite to people you meet

Thanks to everyone who loved and cared for me last year, and indeed all the years I have been alive. May 2009 bring you the joy you deserve and the strength you need.